InstaDebit Online Casinos

Canada is one of the most gambling countries globally, and the locals are also lucky enough to have their government actually allowing gambling entertainments legally. Gambling in Canada is regulated and controlled, but there are certain nuances. Every province has its own rules in addition to state-wide regulations, because local agencies responsible for the gambling niche are free to provide additional rules and regulations.

As a result, when it comes to gambling from practical point of view, Canadians are often confused. Unless they know exactly what rules are applied in their province, they feel reluctant to gamble in land based casinos. With online gambling, the case is even more complicated and confusing.

There are government run gambling sites in several provinces, so locals can make bets online legally. But we all know those governmental parlours, don’t we. Offshore casino sites are not allowed, but also are not blocked, so technically, citizens can access online casinos operated from abroad. And they do so, because these online casinos accepting Canadians provide much more entertainment and variety.

However, in this case, banking options can become a problem, because the majority of Canadian banks won’t support transactions to and from offshore online parlours. Many international and reliable online payment companies that work in Canada – like PayPal, for example – actually cooperate with the government and do not allow transactions to and from foreign online parlours, as well.

There is a way out of this complicated situation which leaves Canadian gamblers with limited choice – Instadebit! This online payment system works for Canadians, is casino-friendly, and facilitates anonymous payments. It is just what the nurse ordered!

Alex Gambler
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List of InstaDebit casinos


Introduction To InstaDebit

InstaDebit is a purely Canadian company that was created back in 2003 as an Internet payment system. It seems that initially they wanted to make it an e-wallet, but eventually it evolved into a mediation between banks and payers. Today, this payment system is owned by InstaDebit International Solutions Ltd.

The company has separated its operations into two parts - one for Canada, with head office in Toronto, and one for global operations, with head office in Malta. Besides Canada, they allegedly operate in 30 countries. However, it seems that Insta-Debit is virtually impossible to use for online casino payments in any other country except Canada and US (in some cases), so in this review, we’ll discuss the company that works only for Canada.

InstaDebit Casino List

Online casinos run by the Canadian government are easy to find, and most fans of web gaming know them all. The disadvantage is that, with few exceptions, they are not available in all provinces, because, as we have already mentioned, even province has its own additional rules applied to online gambling.

Offshore online casinos that accept Canadians, on the other hand, are available all around the country. They are mostly not blocked by the government (since this is a technical pain in the ass), and are generally free for access. If those parlours accept Canadian punters, they are highly probable to offer InstaDebit in their banking options list, because they know Canadians are limited in payment channels for gambling.

However, to find an online casino operated from abroad, that accepts Canadians for real money play, allows Insta-Debit, and is at the same time safe, reliable, and entertaining, seems a bit complicated task. There are too many nuances to keep in mind. An average punter can spend several days researching the offers in the web, and exploring the betting sites out there. Why bother? We have already done all the work for you, saved your time and effort, and cleared a list of the best online casinos for Canadians that are also casinos accepting Instadebit.

Just check the Instadebit casino sites list, choose the best bonuses and conditions, bet for real money, and enjoy your winnings!

Why Use InstaDebit

For online punting, it makes perfect sense to use e-wallets to deposit and withdraw money. However, in Canada, all the reliable and user-friendly e-wallets and other online payment systems - like PayPal, Skrill, etc. - are not online casino friendly. These operators do not allow transactions to and from web casinos, despite the fact their services can be used for all other purchases and payments in the web.

Canadians are mostly limited to bank uniting networks, like Interac and Instadebit. Insta-debit is not an e-wallet, it is a payment facilitator between a bank and a payer, or between a bank and a merchant. In other words, Instadebit allows to pay online by using your bank account and funds on it, but it serves both as additional security wall, and also anonymity wall for the customer.

Using InstaDebit for deposits and withdrawals while gaming online makes perfect sense, because you do not need to create additional e-wallet in a separate system that has its own requirements and risks. You simply connect your bank account (or accounts) to Insta-debit account, and choose this banking option at merchant sites.

When you pay with Instadebit, the money is taken from bank account, but the transactions are much faster, make less hussle, and they also do not show excess information to any third party. The casino does not see the bank account details, the bank does not know that the payment was made by a casino. Perfect!

Is InstaDebit Safe?

Since Instadebit collaborates with banks, we can assume it is pretty safe. The security features include, but are not limited to:

  • data protection by not sharing payer’s info with merchants
  • identity verification procedures are based on user’s official data
  • privacy and transactions are secured by independent third parties that prevent fraudulent behavior by Instadebit itself
  • 128 bit encryption technology encrypts all incoming and outcoming data

Don’t forget that banks apply their own powerful methods of protection and anti-fraud practices, so if bank transfers are deemed secure, Insta-Debit adds several more layers of protection for every transaction. It also separates the bank account from the user’s identity in the hacker’s eyes, so it is harder to associate a particular bank account with a particular user by simply hacking merchant’s data.

Software Providers That Collaborate With InstaDebit

Sometimes, big online casino software providers partner with big online payment processing systems, in order to create a mutually beneficial agreement, and provide more advantages for shared audience of customers. For example, Microgaming collaborates with Skrill, and casinos that have both companies represented can offer special bonuses for customers who pays with Skrill and wants to play Microgaming slots.

While such collabs are very beneficial for gamblers, unfortunately, Insta-Debit is not the case. Firstly, governmental Canadian online parlours allow payments directly from bank accounts, so why bother. Secondly, online casino products by big foreign developers are officially prohibited, so an agreement between Insta-debit and, say, Microgaming is legally impossible.

As a result, there are no known direct collaborations between Instadebit payment system and software providers. If you want to play casino with Instadebit, it can have various providers represented.


Instadebit is extremely advantageous for Canadian punters, because they have little choice beyond options available to them. However, choosing between Instadebit and other similar options, you can consider the following pros:

  • the system supports CAD and also USD. Just keep different currencies linked to different accounts
  • you can have separate Insta debit accounts for separate bank accounts
  • the operations are very quick
  • the system is safe and secure
  • many Canadian banks collaborate with this system
  • allows both deposits and withdrawals from online casinos
  • small fees
  • flexible transaction limits
  • anonymity for the player - third parties are not aware of each other’s data, or sensitive user’s data


To make an informed choice of a banking option at a web casino, keep in mind the disadvantages of Instadebit that can make or break the whole user experience:

  • system is not available in other countries - at least not for online gambling
  • some banks still do not support it
  • full set of documents for identity verification is necessary to open an account with Instadebit
  • some banks make transactions take longer due to their own procedures
  • not all online parlours that accept Canadians have this banking method included

Now you know all pros and cons of Instadebit, and if you believe this method is for you, you can make an account and give it a try!

How to create InstaDebit account

To sign up for Instadebit service, you can visit the company’s official website and go through the procedure there. Or, you can do that by accessing from the merchant’s site. When you decide to pay via Instadebit, the merchant’s site will in any case redirect you to the payment system site, where you can open the account.

For making an account, you have to indicate all the standard data in the first place, like name, email, etc. Afterwards, the platform will require a set of necessary documents to verify your identity and make sure you are eligible for using a Canadian bank account, and to make any payments online. As soon as this is confirmed, you are free to pay for goods and services in the web with funds from your bank balance, by using Instadebit as a facilitator.

How To Deposit

To deposit to an online casino with Instadebit, go to your casino account and choose Balance page. There, click deposit, and indicate Instadebit in the list of banking methods available to you.

The page will redirect you to the Instadebit payment page. There, you will indicate the sum and validate the operation. The funds will arrive on casino balance in the matter of minutes.

Before you make a deposit to an online casino, make sure you know what is the minimum deposit allowed. Some sites have no limits, and minimum sum begins from $1 or equivalent. However, more often than not, minimum deposit accepted by gaming site will be $10 or more. If you are planning to claim a Welcome bonus, or other deposit bonus, the minimum deposit needed may be $20 or more.

How To Withdraw

In contrast to many other similar online payment systems, Instadebit allows withdrawals of winnings from online casinos to user’s account.

To order withdrawal, go to your casino balance page, click withdraw, indicate the sum you’d like to cash out, and choose Instadebit as your preferred banking channel. Some parlours send withdrawals automatically to the same channel that has been used previously for deposit, so if this suits you, you can simply indicate the sum and click withdraw.

However, online casino withdrawals can be tricky sometimes. To make sure yours will be successful, double-check if you have met all the requirements to be eligible for withdrawal.

Withdrawal Requirements

If you fail to meet necessary requirements for withdrawal put by the online casino, your request will be rejected, and you will be waiting for your winnings in vain, only to find out you have to to everything again. To avoid this unpleasant situation, keep an eye on the following requirements:

  • the sum you order fits within the limits allowed by casino. Usually, minimum sum is around $10, and maximum can be around $4,000 per day
  • the sum fits the limits allowed by Instadebit - well, this one is easy, because the system’s limits per transaction are within 1 CAD - 50 000 CAD
  • if you have not taken any bonuses, you have still wagered the money deposited to the online casino, 1-3 times (depends on the site)
  • no bonus is active for your account at the time of withdrawal request
  • if you have taken a no deposit bonus, the request does not excels the sum allowed for withdrawal of no deposit bonus winnings (there are separate T&C for that type of bonuses)
  • if a deposit bonus has been taken, you have met the wagering requirements for it
  • in case your casino account is not fully filled, or identity has not been verified, your withdrawal request will most likely be rejected, even if all other requirements were met

Please remember that full withdrawal requirements applied by a particular online casino in Canada are indicated in this casino’s Terms and Conditions. Read these carefully, since T&C are different for every platform.

Payout Time

Instadebit promises instant transactions, but the time can also depend on the bank that holds the account linked. Different banks can use different protocols for online transactions by Instadebit, so eventually, the transaction can be instant, or take up to 5 business days (which sucks).

Besides, let’s not forget that web gaming sites take time on top of instadebit payout time, to double-check the gambler’s account, prevent fraudulent activities, and see if all withdrawal and wagering requirements have been met by the gambler. Adequate sites will not make you wait longer than 24-72 hours, but some can drag their heels for as long as 5 business days. As a result, you can wait for your winnings for around 10 business days, which will make two full weeks if we mind the weekends. This is bad news, but forewarned is forearmed.

InstaDebit Casino Fees

In the majority of cases, payment by instadebit - including deposits to a casino - are free of charge for the user. When you transfer money from one account to the other, or withdraw winnings, the service fee will take 2 CAD. Except this fee, no additional fees should be applied by the casino itself on your withdrawal procedure.

Bonuses in InstaDebit casinos

Since Instadebit currently does not collaborate with any software developers, web casinos see no point in stimulating the users to pay with it, by offering them any particular bonuses associated with instadebit. Canadians will pay with it or a similar method in any case, while all the foreign gamblers will choose a more convenient banking method for them. Therefore, there are no known bonuses associated with choosing casino Instadebit.

InstaDebit alternatives

For Canadian punters, an adequate and equal alternative to casino sites accepting Instadebit is Interac online casino. If not, the following options can be considered:

  • Mastercard
  • Maestro
  • VISA
  • American Express
  • Paysafecard
  • Neteller
  • POLi
  • Ukash
  • Bitcoin
  • Ecopayz
  • Entropay
  • Citadel
  • Trustly
  • Apple Pay

Mobile InstaDebit Casinos

Most modern online casinos that accept Canadians are compatible with mobile devices, while Instadebit is mobile-friendly, as well. So, gambling on mobile or tablet, and paying with Instadebit is no problem.

New InstaDebit Casinos

Almost every new online casino that wants to accept Canadian punters as real money players has Instadebit included in the list of banking options. This is good news for Canadian fans of new parlours, because new sites often offer lucrative Welcome bonuses to attract players to their platforms.

Top InstaDebit Games

Since Instadebit is not associated with any casino games developing studios, there are no featured Instadebit games.

Restricted Regions For InstaDebit In Gambling

Instadebit is not allowed for online gambling anywhere but in Canada, and it can sometimes be used in US (depends on the state and bank). Online casino sites UK do not offer this banking channel.


Instadebit is a safe and convenient online payment facilitator that enables Canadian punters to deposit to, and withdraw funds from online casinos operated from abroad. Considering limited banking options that are casino-friendly, Instadebit is worthy of your attention.


Generally yes, but it depends on state (every state also has its own gambling rules), and on the bank where you have your account.
Banks will not be informed that the other third party is an online casino. Transactions to and from an online casino will be recorded as simple check payments in the web.
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