eCheck is not a payment company or gateway, in contrast to PayPal or Amex. eCheck is a methods of sending and receiving payments online, legally, via official infrastructure. Most payment gateways offer eCheck as a payment method, and numerous sites and platforms have this option – including casinos online with eСheck. eCheck is currently one of really fast, secure, and also cheap ways of managing your payments in the web.
Moreover, while some famous and reliable payment processing companies like PayPal or Skrill may not be available in many countries, eCheck is generally available anywhere where banks accept usual cheques. So, this banking method may turn out the most secure and convenient to you, if you gamble from a location where major players like PayPal or Neteller are not available. Find out what online casinos that take eСheck are available.
If explaining in simple terms, eCheck is a digital version of a good old bank paper check. eChecks have not been invented recently; actually, they exist almost since the dawn of the Internet. The point is that this technology became more available for average users to pay for their everyday purchases, while before this method was more popular among bigger companies and institutions.
The majority of big online casinos that collaborate with reliable and respectable payment processing companies also offer eCheck as one of the banking options. The reason why is because this method, while it seems a bit scary (and less comprehensive for younger people who grew up already in the era of casual online payments), still this payment method is fast, cheap, and very simple to use.
Why use eCheck
It makes sense to use eCheck in many cases. eСheck enables casinos to make fast bank transactions online, without using plastic cards. It follows all the security system, and contains all data bank uses for its transactions, but faster and in digital form. You can track and control your payments in convenient manner from your PC, and yet get all the bank services and guarantees.
It also makes sense to use eCheck in case you cannot take advantage of the most convenient online payment systems. Unfortunately, they are not functional, or offer only limited functionality, in some countries.
Another reason to prefer eCheck is if you do not have any electronic wallets and accounts, and gamble only using funds on your bank account. The point is, in the majority of cases you are able to deposit via plastic card, but withdrawal to a plastic card is impossible, as a rule. This is done to avoid money-laundering, but creates additional problem for the user. Yet, with eCheck you can deposit using eСheck and withdraw money from and to bank account, easily, and safely.
Is eСheck safe?
eCheck as a payment method is as safe as a bank transaction - because it is. In fact, it can be considered the most secure payment method, applying all official bank security methods combined with speed and convenience of online payment processing. Today, the eCheck technology is supported by tons of platforms, both hardware and software, and the checks can be send even if other virtual payment methods turn out insecure.
protected by the bank
cheaper than other methods
supported by numerous online casinos with eСheck
available in literally every country
the size of bank account of the holder does not influence their ability to send checks
can be directly exchanged between parties without any third party agency
possible for all remote transactions
reduce fraud losses
money are debited from account immediately to secure the eCheck, but if the amount is not sufficient yet, the eCheck can be bounced
if the check is bounced or delayed, the payment is also delayed, creating additional double-checking and problems to parties
just having your eCheck delivered from the party paying you does not yet mean payment; the check can be bounced and you can even get charged by the bank institution for this service
you will need to spend time and also money going to the bank to get the cash via eCheck, in case something goes wrong and the bank would want to confirm the transaction manually. If the check is bounced, you will have to do so more than once.
the transaction is not instant; some banks process eChecks only in official working hours and business days.
How to create eСheck account
You do not need to create a separate account anywhere to use the eCheck. All you need is an active bank account that has sufficient funds (if you are the one to pay), and you also need a platform to generate the eCheck. This platform may be available on the site of your bank, or you may find one online, or the other party can offer you their tools.
You need to generate the eCheck, provide necessary data, and send the check (if you pay). The receiver claims cash via this check, and the bank has to validate the transaction.
If you are the received, you are sent the eCheck, then you need to request verification and validation by the bank, and then you get the money on your account.
How to deposit with eСheck
To deposit with eCheck, you need to login to your casinos with eСheck deposit account, go to banking and press deposit button. Then you choose the payment method - that is Echeck in our case - indicate all the necessary info, the sum, and send the check to casino as receiver. The online gambling casino with eСheck claims money from the bank, and sends it to your casino account.
How to withdraw with eСheck
You need to login to your casino account and go to withdrawal section. Press request withdrawal and choose eCheck as preferred channel. Indicate the necessary info (in most cases the site has autosave of your data if you used the same channel for depositing), and request eCheck from the casino. The site will overview your request and as soon as it is confirmed, you will get the check online. You need to request validation from your bank, and get the funds.
This aspect has little to do with the payment options, but anyways you need to keep in mind that your withdrawal may be delayed or cancelled if you fail to meet the withdrawal requirements put by the casino in the first place. Firstly, if you have claimed any bonus, you have to meet the wagering requirements before requesting cashout. Next, if the bonus is not cashable, you cannot withdraw anything.
Thirdly, the eCheck does not have limitations in the sum of transaction, but the casinos usually do. You cannot request smaller than minimum, or bigger than maximum withdrawal, because it will be cancelled. And lastly, if the casino site finds any suspicious or fraudulent activity from your account, your withdrawal may be delayed. Plus, in case you provide incorrect payment and banking data, the payment won’t be processed as well.
eCheck as payment processing option has low minimum limits and really huge possibilities for maximum limits of transaction, but exact amounts depend on your bank. Don’t forget about the casino limits, as well.
Payout time is honestly one of the biggest drawbacks connected to eCheck technology. The first issue is that most banks process checks only in their working hours, that is, Monday-Friday 9 am - 6 pm as a rule. Weekend and holidays are out. The second issue is that verification and validation takes different time in different banks, so you should expect it to take at least one business day - but usually more. And thirdly, do not forget that most online casinos eСheck also have verification going on when they process withdrawal requests. The fastest online casinos accepting eСheck do this in 24-48 hours, but it can take other online casinos that accept eСheck 72 hours and more. Summarizing, you may end up waiting for your cash for about a week or so.
eСheck casino fees
The majority of virtual gambling resources do not charge additionally for using eCheck as a preferred payment channel. This option is really cheap and does not cost anything to the site itself. Therefore, you can expect the lowest fees if you choose this channel to deposit and withdraw. However, keep in mind that the payment is processed by the bank, and in case there is something wrong and the check is bounced, or repeated, it is you as a received who pays for the service.
Bonuses in eCheck casinos
eCheck technology is available for almost every user of almost every bank. It is not limited to some specific regions, or situations, and is very cheap. As a result, the casinos generally do not get any specific benefit for charging their customers via eChecks. Consequently, they have no need to stimulate visitors to pay via eChecks, and you are unlikely to receive any special bonuses or promotions by using eCheck. We would even say that this method is less advantageous for most casinos, since it suggests legit double-checking by another payment institution, and does not provide space for double charging.
The best alternative for eCheck is paying with your plastic card, but, as you remember, at some casinos eСheck, withdrawing to plastic card is impossible. You can choose the next options as alternative:
check by Courier
order paper check
use automated clearing house
secure electronic transaction
home banking bill payment
All those alternatives are usually not allowed for depositing, but you can choose them to cash out the winnings.
In case you actually want faster online methods, choose one of online wallets available in your location.
Mobile eСheck casinos
While the usage of mobile devices for online gambling increases literally every year, the usage of paper checks and even eChecks actually decreases (mostly because more users get access to different fast and secure online payment systems and globally known electronic wallets). As a result, the general trend is that mobile casinos pursue more advanced technologies, while eChecks are perceived as something closer to outdated payment options (while in reality they are not).
The consequence is that many really big and old online casinos that are mobile compatible usually offer eChecks as banking channel, but purely mobile application casinos, as a rule, do not.
New eСheck casinos
There is no clear trend connecting new instant eCheck casinos and eChecks as banking channel. Some eСheck gambling sites may offer it, others may not. In other words, there is no correlation. If presence of eCheck option is crucial for you, just check whether it is available in the first place when exploring a new platform. You can also take advantage of our casino list above.
Top eСheck games
Since eCheck is not specifically beneficial for online casinos as payment option, there are usually no games connected directly to this payment option, and no additional perks as well. The customers choosing this banking method have enough advantages, including security and legality, and banks are not very interested in collaboration with online casinos to collaborate in providing particular games stimulating players to pay via eCheck. So, if you are looking for games giving you benefits connected to eCheck, just don’t. There are no such games.
Top eСheck slots
There are no specific eCheck slots games giving you additional bonuses, promotions, points, or free spins, so do not waste your time searching for those.
Restricted regions for gambling with eСheck
Overall, eCheck technology depends on legislation of your country, and rules of your banks. As a rule, if you use a bank, you should be able to use eChecks, as well. However, please keep in mind there is no guarantee you will be able to legally deposit or withdraw from an online casino, even if your bank allows you the eCheck option. Your country may permit eCheck, but ban online gambling. Plus, some banks avoid such transactions, and may decline your attempts to send or receive money from a gambling website. You can find best eCheck casinos almost everywhere, for example, best Canadian gambling sites.
eCheck is a safe, legit, and pretty cool payment processing option. The main advantage of it is that eCheck makes payment possible where other operators fail. If you use banks, you are probably able to use eCheck, as well. This option has a bunch of advantages, but there are also limitations; plus, it may be slower than other methods. And yet, if no other channel is available, eCheck is likely to come to the rescue.
When you explore a new gambling site, go to banking options and see if they have eCheck allowed.
eCheck does not depend on type of casino or software providers represented, so you can find a Microgaming casino having eCheck as well.
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