Legal issues of Croatian gambling
Coming back to the history of gambling in Croatia, one should realize that it was banned because of communist regime. It was only in the 1990s when the country has gained its independence and opened the first land-based casino in Croatia, in its capital Zagreb. Nowadays, Zagreb is the largest gambling city in the country where you can find six land based casinos, 47 table games, over a thousand of different slots and video poker machines.
Nowadays, there are more than twenty land-based HRK casinos located in 12 different Croatian cities and there are still emerging many new casinos in Croatia, both land based and online. The most remarkable and largest casino in Croatia is located in Zagreb, it’s Grand Casino Admiral, which can offer over 300 slots machines and 20 table games, which is quite impressive, huh? Another huge land-based casino is Diamond Palace Casino that can offer you a variety of 15 table games, 500 slots and video poker machines etc.
Among the leading gambling companies on the Croatian market, there can be singled out Fortuna Entertainment that intends to completely dominate the igambling sector in the country by 2020.
Talking about online gambling laws in Croatia, you definitely need to know that the recent changes were adopted in 2010, when the Croatian parliament officially legalized online casinos for all the Croatian gamblers being older than 18. Nowadays, all the gambling websites in Croatia are regulated by the Ordinance on Interactive Online Casino Gaming.
Since Croatia has joined the E.U., it has to comply with all the European igambling regulations. For this reason, the Croatian igambling technologies has been tested by NMi to make sure that they meet all the European gambling standards.
It’s important for you to understand that it’s really profitable for Croatia to have made gambling legal since it has substantially enriched the state budget. As such, all the registration fees and taxes from your winnings are extremely high in any online casino in Croatia approved by the government.
In 2014, there were approved by the European Commission new Croatian gambling laws regarding legalization of specialized poker websites. According to these laws, poker operators have to get a license issued by the Ministry of Finance in order to be able to provide igambling services. To obtain the license, not only do they have to meet all the standards, but also make substantial financial investments. The financial conditions are extremely strict and unfavorable.
As such, they must pay HRK 3 million for a start, make a bank deposit on the same sum of money, and pay an annual fee that also equals HRK 3 million. Just for your info, HRK 3 million equals €391,212 or $487,818. So, the sum is not small, huh? In addition, all the gambling operators must pay monthly 5% on their gross revenues.
As for gamblers, they will have to pay certain taxes from their winnings. The percentage of taxes depends on the sum of winnings itself. In such a way, if you win from HRK750 to HRK 10,000, you need to pay 10% of your winnings; if your winnings are from HRK 10,000 up to HRK 30,000, the tax percentage is 15%; if your winnings are from HRK 30,000 to HRK 500,000, your tax is 20%; finally, if your winnings exceed HRK 500,000, you must pay 30% in the way of taxes.
As you can see, these conditions are quite unfavourable for operators as well as for gamblers. That’s why there are not so many private operators in Croatia. Evidently, the best way to gamble in Croatia is to find a good offshore casino where you can enjoy really breathtaking multifaceted gambling and can keep all your winnings tax free.
In 1951, there was established the governmentally operated lottery operator called Hrvatska Lutrija. It’s responsible for running and regulating all the web gambling platforms that are based in Croatia. Check more detailed info on the official website - https://gov.hr/. Hrvatska Lutrija is also known as the Croatian State Lottery, which serves to regulate such gambling activities as keno, sports betting, and bingo in both land-based casinos and offshore gambling websites.
The Croatian State Lottery has a partnership with such recognized developers as Microgaming and Intralot Interactive in order to provide high quality table games, poker, slots, multiplayer bingo etc.
In 2015, there was established iCasino, which is a governmentally supported gambling website. It has helped the government to double the revenue of Hrvatska Lutrija right in the first year of the casino launching.
The problem with this Croatian iCasino is that it’s definitely not even among the best online casinos for Croatia players because of a rather limited number of games as well as very untasty bonuses suggested to the gamblers, especially if we compare them with other offshore casinos in Croatia. That’s why it would be really better for the locals to search for really good offshore gambling sites for Croatia players instead of playing in Croatian casinos.
Accept for the Croatian State Lottery, there are also private casino operators that can provide igambling services only providing that they possess a land based casino in Croatia. There’s also an important condition that all the money from gamblers’ accounts must be stored in the Croatian bank on a special bank account possessed by the private operator.
According to the Croatian legislature, every gambler has a right to set their own loss limit and be excluded from the gambling website for a certain period of time. It’s also required that all the online casino Croatia servers must be located exceptionally in the country.
Besides, the Ministry of Finance is empowered to monitor all these private operators and check whether all the facets of their business comply with the state legislature and gambling regulations in particular.
In such a way, evidently, there are specialized gambling websites in Croatia, for instance, poker sites. The only casino operator that has managed to obtain the governmentally approved license so far is SuperSport. For you to see how tough the procedure of getting a Croatian license is, we suggest that you pay attention to how many years it took SuperSport to get the license. This website was launched in 2009, and only in 2016 it managed to finally comply with all the Croatian gambling regulations. In such a way, it has become the first private gambling operator that is legally allowed to have an online poker room in Croatia.
Fortunately for Croatian citizens, there’s truly a lavish variety of all possible casino websites accessible in Croatia. However, it’s really important for you to know all the essential criteria to pay exceptional attention to while choosing truly the best casino in Croatia for you. Go on reading our expert review to be even more comprehensively aware of all the gambling options available for you and check our recommendations concerning the ways to choose a reliable and safe casino out of all the myriad options.
Croatian casinos rating
As you might have realized already, even though both land-based and online casinos are absolutely legal in Croatia, it’s definitely not a good idea to gamble there. First of all, the games variety in Croatian casinos definitely leaves much to be desired. Secondly, if you win, the taxes you’ll have to pay are really high. That’s why it’s much better to select a trustworthy offshore casino where you can gamble with a lot of fun and with a risk of losing a huge part of your taxable winnings.
While it’s quite evident that the best gambling option in Croatia is an offshore casino, there comes the most difficult part - how to choose a really good online casino? Well, yes, it’s not that easy, of course, since there are extremely many casinos on the web some of which might well turn out to be a scam. So, how to protect yourself from such an unpleasant experience and make a really worthy choice?
The answer is quite simple. Do read this review that serves to enlighten you about all the important criteria you definitely can’t ignore while considering different online casinos to choose from. First of all, we strongly recommend you to look through all the criteria we describe in the review for you to be aware of all the important aspects to bear in mind. Secondly, we advise that you familiarize yourself with all the top ten online casinos that we really do recommend for your gambling. While reading their reviews, pay particular attention to all the rating criteria we describe in this review. Finally, either make your choice out of top ten suggested options or you can consider other online casinos, yet don’t neglect checking them according to all the essential criteria we describe in this expert review!
Do carefully read all the sections below in order to be aware of what really needs to be taken into account when it comes to choosing the best gamblung website specifically for you. We are sure, all the info you’ll read in this review will be extremely helpful for you while making this tough decision.
Licenses for Croatia gambling
We bet you don’t question the casino’s necessity to possess a license. It’s a legal document that allows a casino to provide gambling services, grants that the gambling website comply with all the legal gambling regulations, proves that there’s a responsible institution that can help you in case something goes wrong etc.
In case you have decided to gamble with a Croatian based casino, you should make sure that it does possess a license issued by the Ministry of Finance. Mind that in this case, all your winnings at the casino are taxable. Besides, your gambling there is very unlikely to be fun since the number and variety of gaming options is extremely limited in Croatian casinos.
In case you make a right decision and consider gambling in an offshore online casino, be aware that these are the most recognizable gaming authorities whose licenses are definitely to be trusted when it comes specifically to Croatian gambling: The UK Gambling Commission, The Alderney Gambling Commission, and Isle of Man Gambling Supervision Commission. All the casinos from the top ones that we recommend do possess at least one of the above mentioned licenses, which make them really safe and worthy gambling options.
If the casino of your choice has one of the following licenses, you can also safely gamble there: the Curacao Gaming Control Board, The Malta Gaming Authority, The Kahnawake Gaming Commission, and The Antigua & Barbuda Gaming Agency. Of course, we advise you to double check these casinos regarding other important gambling criteria, yet they are quite likely to be trusted anyway.
As for the casinos that we absolutely can’t recommend for your gambling are the ones that either don’t have any license or possess the following licences: Costa Rica Online Gambling Company (Gambling License Alternative), Belize gambling license, and Panama Gaming License. The casinos that fall under the jurisdiction of Costa Rica, Belize, and Panama are quite unreliable, especially when it comes to financial aspects of igambling.
So, now you know how to choose casino’s licenses and what are the most acceptable gambling options for you. Consider objectively. Choose wisely. Go on reading to become even more professional in all the casino rating related questions.
Software and games for gambling in Croatia
Software is what helps you predict the quality of your gambling in a particular online casino. If you read the legal aspects of gambling in Croatia attentively, you must have noticed that the state regulated Croatian State Lottery has a partnership with Microgaming and Intralot Interactive that are quite recognizable developers, especially the first one. Talking about gambling websites available for Croatian gamblers, the most common software providers you’ll come across are Playtech, NetEnt, and Microgaming. These are the top developers in the igambling industry globally. That’s why we strongly recommend you online casinos where you can enjoy their amazing production!
As it has been already mentioned, games variety suggested in Croatia based casinos is rather limited. Typical gaming activities include the following: bingo, lottery, keno, horse and dog races, and sports betting. In addition, slots and video poker machines are also extremely popular. When it comes specifically to online gambling, poker is the most popular game among Croatian players. For you to compare, if you choose to gamblin in an offshore, you’ll be able to enjoy a lot more really cool gambling options, such as the following: Progressive Slots, Live Games, Blackjack, Slots, Bingo, Roulette, Video Poker, Poker, Baccarat, Keno, Craps, and Sports Betting. In such a way, gambling in an offshore casino is much more promising compared to a Croatian based gambling option.
Banking options in Croatia casinos
As you are playing for real money, you really want to have all your winnings safe and easily withdrawable onto your bank account, right? That’s why it’s highly important for you to check all the available banking options at the casino of your choice to make sure that they suit you.
Specifically for Croatian players, the best casinos are evidently those accepting its currency - HRK. Of course, this currency can be available only in really large casinos. That’s why another alternative for Croatian players is to operate either with Euros or with the USA dollars.
Talking about the best payment systems specially for Croatian players, there definitely need to be singled out prepaid cards, such as Visa and MasterCard. These payment options are exceptionally good for making deposits at a certain online casino. In addition, there are also other good banking options that are definitely worth considering, such as Sepa Direct Debit and Bank Transfer. If you play in a mobile casino, probably, the best banking option for you should be Mobiamo.
No denying, there are many other good payment alternatives that you might want to consider. We certainly don’t insist that only above mentioned banking methods are good and reliable, while others are scam. Not at all. The thing is that these particular payment choices are the best for Croatian gamblers because of safety, speed of transactions, and fee. If you want to consider other gaming options, feel free to read their reviews in order to make a right decision after all.
Bonuses in Croatia online casinos
Online casino Croatia offers is definitely what you are after while considering different gambling websites. You’re absolutely right thinking that bonuses are really important since they can grant you extra cash that you can spend on gambling or free spins that will help you try a new game for you without risking your own money.
Below is a table showing the top bonuses you can get in Croatian reliable casinos.
Up to €500 + 70 Bonus Spins
100% Max. €/£100
150% max. €300 + 50 Bonus Spins
122% max. €300 + 22 Bet Points
Up to €1500
100% Max. €200 + 20 Free Spins
400% max. €800
100% max €/$200 + 100 free spins
100% up to €333
200% up to £200 + 10 Bonus Spins
Up to €1000 cash bonus
100% max BTC 1.5
Up to €/$500 or 5 BTC
200% max. €1,000 + 20 Free Spins
250% max. €1,500 + 25 Free Spins
500% max. €1,000 + 80 Free Spins
150 Free Spins for €10
100% up to €50
100% up to €/£/$100 +100 Free Spins
100% up to €100
Mind that you must meet all the wagering requirements in order to get a bonus. Besides, some bonuses can be given only if you insert a promo code that you should clarify with the support team specifically on the gambling site of your final choice.
Croatian mobile casinos
Mobile casinos for Croatia players are really cool since they allow you to enjoy convenient gambling on the go on whichever mobile gadget you have. Bear in mind that even if you play in an online casino on your smartphone, all the gaming options are not worse than on the desktop version, while some of them can be even cooler! What’s really cool, live casino games are also available in the mobile version.
In addition, playing in a Crotian casino on your mobile, you can also get some really tasty bonuses. Just check the table below with the top ten really appealing options suggested in different mobile casinos in 2019 as well as the description of all the casino’s peculiarities.
Established in 2015. Owned by SkillOnNet Ltd. PayPal is acceptable by the casino.
VIP lounge. 100 slots. Wide range of table games.
Has operated since 2004. Fast Support. Fortune Lounge Group affiliate. Variety of gambling options
Multilingual. Former Jackpot Party Casino. Wide range of slots, poker, and table games. Progressive Jackpots.
Launched in 2011. Live Chat 24/7. Certified by iTech Labs. Licensed by the UK Gambling Commission and the Malta Lotteries and Gaming Authority.
Impressive array of game selection. Constantly updated.
Since 1998. Microgaming software. Certified by eCogra. Mega jackpots. Licensed by the Malta Lotteries and Gaming Authority
Launched in 2000 in England. The biggest online casino in the world.
Founded in 2015. Latest technology. Fun gaming.
Started in 2017. Owned by SkillOnNet Ltd. Licensed by the UK Gambling Commission, the Malta Gaming Authority, and the Swedish Gambling Commission. Top-notch standards
As you can see, the bonuses you can get in these above listed Croatian mobile casinos are quite generous. Besides, the casinos descriptions show that they are really good gambling options and they have a lot of features that top desktop casinos can offer.
Gambling in Croatia is absolutely legal, yet it’s quite expensive for both Croatia based casino operators because of huge license fees and taxes as well gamblers themselves because of high registration fee and taxes on their winnings. That’s why the best option is to play in an offshore casino.
The best banking options for Croatian gamblers are the following: Visa and MasterCard, Sepa Direct Debit and Bank Transfer, Mobiamo.
We kindly urge you to follow all our recommendations in order to choose truly the best gambling website for you!