Best Online Casinos in Croatia

Croatia (or as they call it Republika Hrvatska) is a state located in Eastern Europe. Nowadays, it’s a member of the EU and NATO. Croatia used to be a part of a socialist federal republic Yugoslavia and gained its independence only in the 1991s. Such a socialist history couldn’t help but affect the entertainment industry in the country, specifically gambling. Yet that influence has been rather positive since nowadays gambling is legally allowed in the country and is flourishing owing it to gambling tourists.

Nowadays, there’s a lavish variety of different Croatia casino sites as well as offshore gambling websites that accept Croatian gamblers. Casinority is your best assistant when it comes to choosing the best online casino in Croatia for you. Check out the list of the top ten Croatia gambling sites below and read our professional and comprehensive review in order to be aware of all the peculiarities of online gambling in Croatia.

List of online casinos in Croatia

Coming back to the history of gambling in Croatia, one should realize that it was banned because of communist regime. It was only in the 1990s when the country gained its independence and opened the first land-based casino in Croatia, in its capital Zagreb. Nowadays, Zagreb is the largest gambling city in the country where you can find six land based casinos, 47 table games, over a thousand different slots and video poker machines.

Nowadays, there are more than twenty land-based HRK casinos located in 12 different Croatian cities and there are still many new casinos emerging in Croatia, both land based and online. The most remarkable and largest casino in Croatia is located in Zagreb, it’s Grand Casino Admiral, which can offer over 300 slots machines and 20 table games, which is quite impressive, huh? Another huge land-based casino is the Diamond Palace Casino that can offer you a variety of 15 table games, 500 slots and video poker machines etc.

Among the leading gambling companies on the Croatian market, Fortuna Entertainment intends to completely dominate the igambling sector in the country by 2020.

Talking about online gambling laws in Croatia, you definitely need to know that the recent changes were adopted in 2010, when the Croatian parliament officially legalized gaming sites for all the Croatian gamblers being older than 18. Nowadays, all the gambling websites in Croatia are regulated by the Ordinance on Interactive Online Casino Gaming.

Since Croatia has joined the E.U., it has to comply with all the European igambling regulations. For this reason, the Croatian igambling technologies have been tested by NMi to make sure that they meet all the European gambling standards.

It’s important for you to understand that it’s really profitable for Croatia to have made gambling legal since it has substantially enriched the state budget. As such, all the registration fees and taxes from your winnings are extremely high in any online casino in Croatia approved by the government.

In 2014, the European Commission approved new Croatian gambling laws regarding legalization of specialized poker websites. According to these laws, poker operators have to get a license issued by the Ministry of Finance in order to be able to provide igambling services. To obtain the license, not only do they have to meet all the standards, but also make substantial financial investments. The financial conditions are extremely strict and unfavorable.

As such, they must pay HRK 3 million for a start, make a bank deposit on the same sum of money, and pay an annual fee that also equals HRK 3 million. Just for your info, HRK 3 million equals €391,212 or $487,818. So, the sum is not small, huh? In addition, all the gambling operators must pay a monthly amount of 5% on their gross revenues.

As for gamblers, they will have to pay certain taxes from their winnings. The percentage of taxes depends on the sum of winnings itself. In such a way, if you win from HRK750 to HRK 10,000, you need to pay 10% of your winnings; if your winnings are from HRK 10,000 up to HRK 30,000, the tax percentage is 15%; if your winnings are from HRK 30,000 to HRK 500,000, your tax is 20%; finally, if your winnings exceed HRK 500,000, you must pay 30% in the way of taxes.

As you can see, these conditions are quite unfavourable for operators as well as gamblers. That’s why there are not many private operators in Croatia. Evidently, the best way to gamble in Croatia is to find a good offshore casino where you can enjoy really breathtaking multifaceted gambling and can keep all your winnings tax free.

In 1951, there was established the governmentally operated lottery operator called Hrvatska Lutrija. It’s responsible for running and regulating all the web gambling platforms that are based in Croatia. Check more detailed info on the official website - https://gov.hr/. Hrvatska Lutrija is also known as the Croatian State Lottery, which serves to regulate such gambling activities as keno, sports betting, and bingo in both land-based casinos and offshore gambling websites.

The Croatian State Lottery has a partnership with such recognized developers as Microgaming and Intralot Interactive in order to provide high quality table games, poker, slots, multiplayer bingo etc.

In 2015, there was established iCasino, which is a governmentally supported gambling website. It has helped the government to double the revenue of Hrvatska Lutrija right in the first year of the casino's launch.

The problem with this Croatian iCasino is that it’s definitely not even among the best online casinos for Croatia players because of a rather limited number of games as well as very untasty bonuses suggested to the gamblers, especially if we compare them with other offshore casinos in Croatia. That’s why it would be really better for the locals to search for really good offshore gambling sites for Croatia players instead of playing in Croatian casinos.

Aside from the Croatian State Lottery, there are also private casino operators that can provide igambling services only providing that they possess a land based casino in Croatia. There’s also an important condition that all the money from gamblers’ accounts must be stored in the Croatian bank on a special account possessed by the private operator.

According to the Croatian legislature, every gambler has a right to set their own loss limit and be excluded from the gambling website for a certain period of time. It’s also required that all the online casino Croatia servers must be located exclusively in the country.

Besides, the Ministry of Finance is empowered to monitor all these private operators and check whether all the facets of their business comply with the state legislature and gambling regulations in particular.

Evidently, there are specialized gambling websites in Croatia, for instance- poker sites. The only casino operator that has managed to obtain the governmentally approved license so far is SuperSport. For you to see how tough the procedure of getting a Croatian license is, we suggest that you pay attention to how many years it took SuperSport to get the license. This website was launched in 2009, and only in 2016 it managed to finally comply with all the Croatian gambling regulations. In such a way, it has become the first private gambling operator that is legally allowed to have an online poker room in Croatia.

Fortunately for Croatian citizens, there’s truly a lavish variety of all possible casino websites accessible in Croatia. However, it’s really important for you to know all the essential criteria to pay exceptional attention to while choosing truly the best casino in Croatia for you. Go on reading our expert review to be even more comprehensively aware of all the gambling options available for you, and check out our recommendations concerning the ways to choose a reliable and safe casino out of all the myriad options.

Croatian casinos rating

As you might have realized already, even though both land-based and online casinos are absolutely legal in Croatia, it’s definitely not a good idea to gamble there. First of all, the games variety in Croatian casinos definitely leaves much to be desired. Secondly, if you win, the taxes you’ll have to pay are high. That’s why it’s much better to select a trustworthy offshore casino where you can gamble with a lot of fun and with a risk of losing a huge part of your taxable winnings.

While it’s quite evident that the best gambling option in Croatia is an offshore casino, there comes the most difficult part - choosing a good online casino. It’s not that easy, since there are loads of casinos on the web some of which might turn out to be a scam. So, how do you protect yourself from such an unpleasant experience and make a worthwhile choice?

The answer is quite simple. Read this review that serves to enlighten you about all the important criteria you definitely can’t ignore while considering different online casinos. First of all, we strongly recommend you to look through all the criteria we describe in the review and be aware of all the important aspects to bear in mind. Secondly, we advise that you familiarize yourself with all the top ten online casinos that we do recommend for your gambling. While reading their reviews, pay attention specifically to all the rating criteria we describe in this review. Finally, either make your choice out of the top ten suggested options, or consider other online casinos, yet don’t neglect checking them according to all the essential criteria we describe in this expert review!

TOP-10 online casinos in Croatia

CasinoWelcome bonusCroatian lang.Accept HRKAccept EURLicense
Casinonic€1200 for the first 6 depositsNoNoYesCuracao
MegaPari€1500 + 150 FSYesYesYesCuracao
1xslots€1500 + 150 FSYesYesYesCuracao
888€1500 for the first 5 depositsNoNoYesGibraltar, UK
Spinia€250 + 50 FSNoNoYesMalta
Jackpot City€1600 for the first 4 depositsYesNoYesMalta
Loki€1200 + 100 FSYesNoYesCuracao
GunsBet€600 + 100 FSYesNoYesCuracao
Crazy Fox20% CashbackYesNoYesMalta
Lucky Nugget1st deposit - 150% up to $200YesNoYesMalta

Licenses for Croatia gambling

We bet you don’t question the casino’s necessity to possess a license. It’s a legal document that allows a casino to provide gambling services, (being that the gambling website complies with all the legal gambling regulations), and proves that there’s a responsible institution that can help you in case something goes wrong etc.

In case you have decided to gamble on a Croatian based casino, you should make sure that it does possess a license issued by the Ministry of Finance. Mind that in this case, all your winnings at the casino are taxable. Besides, your gambling there is very unlikely to be fun since the number and variety of gaming options is extremely limited in Croatian casinos.

In case you make a right decision and consider gambling in an offshore online casino, be aware that these are the most recognizable gaming authorities whose licenses are definitely to be trusted when it comes specifically to Croatian gambling: The UK Gambling Commission, The Alderney Gambling Commission, and Isle of Man Gambling Supervision Commission. All the casinos from the top ones that we recommend do possess at least one of the licenses mentioned above, which make them really safe and worthy gambling options.

If the casino of your choice has one of the following licenses, you can also safely gamble there: the Curacao Gaming Control Board, The Malta Gaming Authority, The Kahnawake Gaming Commission, and The Antigua & Barbuda Gaming Agency. Of course, we advise that you double check these casinos regarding other important gambling criteria, yet they are quite likely to be trusted anyway.

As for the casinos that we absolutely can’t recommend for your gambling experience are the ones that either don’t have any license or possess the following licences: Costa Rica Online Gambling Company (Gambling License Alternative), Belize gambling license, and Panama Gaming License. The casinos that fall under the jurisdiction of Costa Rica, Belize, and Panama are quite unreliable, especially when it comes to financial aspects of igambling.

So, now you know how to choose casino’s licenses and what are the most acceptable gambling options for you. Consider objectively. Choose wisely. Go on reading to become even more professional in all the casino rating related questions.

Software and games for gambling in Croatia

Software is what helps you predict the quality of your gambling in a particular online casino. If you read the legal aspects of gambling in Croatia attentively, you must have noticed that the state regulated Croatian State Lottery has a partnership with Microgaming and Intralot Interactive that are quite recognizable developers, especially the first one. Talking about gambling websites available for Croatian gamblers, the most common software providers you’ll come across are Playtech, NetEnt, and Microgaming. These are the top developers in the igambling industry globally. That’s why we strongly recommend you online casinos where you can enjoy their amazing production!

As it has been already mentioned, the variety suggested in Croatia based casinos is rather limited. Typical gaming activities include the following: bingo, lottery, keno, horse and dog races, and sports betting. In addition, slots and video poker machines are also extremely popular. When it comes specifically to online gambling, poker is the most popular game among Croatian players. For you to compare, if you choose to gamblin in an offshore, you’ll be able to enjoy a lot more really cool gambling options, such as the following: Progressive Slots, Live Games, Blackjack, Slots, Bingo, Roulette, Video Poker, Poker, Baccarat, Keno, Craps, and Sports Betting. In such a way, gambling in an offshore casino is much more promising compared to a Croatian based gambling option.

Banking options in Croatia casinos

As you are playing for real money, you really want to have all your winnings safe and easily withdrawable onto your bank account, right? That’s why it’s highly important for you to check all the available banking options at the casino of your choice to make sure that they suit you.

Specifically for Croatian players, the best casinos are evidently those accepting its currency - HRK. Of course, this currency can be available only in large casinos. That’s why another alternative for Croatian players is to operate either with Euros or with the USA dollars.

Talking about the best payment systems specially for Croatian players, prepaid cards, such as Visa and MasterCard definitely need to be singled out. These payment options are exceptionally good for making deposits at certain online casinos. In addition, there are also other good banking options that are definitely worth considering, such as Sepa Direct Debit and Bank Transfer. If you play in a mobile casino, probably, the best banking option for you should be Mobiamo.

No to deny that there are many other good payment alternatives that you might want to consider. We certainly don’t insist that only the banking methods mentioned above are good and reliable, while others are a scam. Not at all. The thing is that these particular payment choices are the best for Croatian gamblers because of safety, speed of transactions, and fees. If you want to consider other gaming options, feel free to read their reviews in order to make a right decision after all.

Bonuses in Croatia online casinos

Online casino Croatia offers are definitely what you are after while considering different gambling websites. You’re absolutely right thinking that bonuses are important since they can grant you extra cash that you can spend on gambling or free spins that will help you try a new game for you without risking your own money.

Below is a table showing the top bonuses you can get in Croatian reliable casinos.

CasinoBonusCasinoBonus
Omni SlotsUp to €500 + 70 Bonus SpinsBet365100% Max. €/£100
King Billy150% max. €300 + 50 Bonus Spins22BET122% max. €300 + 22 Bet Points
888 casinoUp to €1500Unique Casino100% Max. €200 + 20 Free Spins
RoyalSpinz400% max. €800MagicRed100% max €/$200 + 100 free spins
GoWild100% up to €333Unibet Casino200% up to £200 + 10 Bonus Spins
ZenCasinoUp to €1000 cash bonusFortuneJack100% max BTC 1.5
BitStarzUp to €/$500 or 5 BTCSpintropolis200% max. €1,000 + 20 Free Spins
Enzo250% max. €1,500 + 25 Free SpinsLa Fiesta500% max. €1,000 + 80 Free Spins
Grand Mondial150 Free Spins for €10MegaCasino100% up to €50
Queen Vegas 100% up to €/£/$100 +100 Free SpinsVbet100% up to €100

Mind that you must meet all the wagering requirements in order to get a bonus. Besides, some bonuses can be given only if you insert a promo code that you should clarify with the support team specifically on the gambling site of your final choice.

Croatian mobile casinos

Mobile casinos for Croatia players are really cool since they allow you to enjoy convenient gambling on the go on whichever mobile gadget you have. Bear in mind that even if you play in an online casino on your smartphone, all the gaming options are not worse than the desktop versions,- some of them can be even cooler! What’s really awesome, is that live casino games are also available in the mobile version.

In addition, you can also get some really tasty bonuses while playing in Croation casino on your mobile device. Just check the table below with the top ten really appealing options suggested in different mobile casinos in 2020 as well as the description of all the casino’s peculiarities.

CasinoDescriptionBonus
Drück GlückEstablished in 2015. Owned by SkillOnNet Ltd. PayPal is acceptable by the casino.$100
EU CasinoVIP lounge. 100 slots. Wide range of table games.$100
Platinum PlayHas operated since 2004. Fast Support. Fortune Lounge Group affiliate. Variety of gambling options.$200
Slots MagicMultilingual. Former Jackpot Party Casino. Wide range of slots, poker, and table games. Progressive Jackpots.$100
Play MillionLaunched in 2011. Live Chat 24/7. Certified by iTech Labs. Licensed by the UK Gambling Commission and the Malta Lotteries and Gaming Authority.$200
22BETImpressive array of game selection. Constantly updated.$600
Jackpot CitySince 1998. Microgaming software. Certified by eCogra. Mega jackpots. Licensed by the Malta Lotteries and Gaming Authority£1,600
Bet365Launched in 2000 in England. The biggest online casino in the world.£100
CashmioFounded in 2015. Latest technology. Fun gaming.$100
Play Ojo Started in 2017. Owned by SkillOnNet Ltd. Licensed by the UK Gambling Commission, the Malta Gaming Authority, and the Swedish Gambling Commission. Top-notch standards50 Spins

As you can see, the bonuses you can get in these above listed Croatian mobile casinos are quite generous. Besides, the casinos descriptions show that they are really good gambling options and they have a lot of features that top desktop casinos can offer.

Summary

Gambling in Croatia is absolutely legal, yet it’s quite expensive for both Croatia based casino operators because of the huge license fees and taxes, as well gamblers themselves because of the high registration fee and taxes on their winnings. That’s why the best option is to play in an offshore casino.

The best banking options for Croatian gamblers are the following: Visa and MasterCard, Sepa Direct Debit and Bank Transfer, Mobiamo.

We kindly urge you to follow all our recommendations in order to choose the absolute best gambling website for you!

FAQ

According to the Croatian gambling laws, the legal gambling age for Croatian players is 18+.

Yes. First land-based casinos appeared in the 1990s, while igambling was officially legalized in 2010.
The Ministry of Finance and European Commission. What license should a Croatian casino possess? Croatian based online and offline casinos are licensed by the Ministry of Finance. However, if you choose to play in an offshore casino, truly reliable licenses are the following: The UK Gambling Commission, The Alderney Gambling Commission, and Isle of Man Gambling Supervision Commission. Other casinos you might also take into consideration are the ones licensed by the following internations gambling authorities: the Curacao Gaming Control Board, The Malta Gaming Authority, The Kahnawake Gaming Commission, and The Antigua & Barbuda Gaming Agency.
Costa Rica Online Gambling Company (Gambling License Alternative), Belize gambling license, and Panama Gaming License
If you play in Croatia based casinos, you must pay really heavy taxes from your winnings. Yet you can avoid taxation if you choose to play in offshore online casinos.